Your Path to Homeownership Starts Here
Own 50% of your dream home today with just 2.5% down. Build equity, enjoy stability, and work towards full ownership at your own pace.
Quick Eligibility Check
Why Choose Shared Ownership?
Our innovative shared ownership program removes the traditional barriers to homeownership, making it accessible and affordable for more families.
Low Upfront Cost
Start your homeownership journey with just 2.5% down - significantly less than traditional mortgages.
2.5% DownBuild Equity
Start building equity from day one. Participate in home price appreciation while you work towards full ownership.
Immediate EquityNo PMI Required
Unlike traditional mortgages with less than 20% down, our program doesn't require Private Mortgage Insurance.
Save MonthlyLower Monthly Payments
Pay less each month compared to traditional mortgages, making homeownership more affordable.
AffordablePath to Full Ownership
Clear roadmap to purchase the remaining 50% when you're ready, with flexible timeline options.
Your TimelineWe Handle Major Repairs
As your co-investment partner, we share responsibility for major home repairs and maintenance.
Peace of MindReady to Start Your Journey?
Join thousands of families who have achieved their dream of homeownership through our shared ownership program. The application process is simple and takes just minutes.
Apply NowAbout Angelia Dunbar
Faith of a Female Builder | Real Estate Developer | Community Builder
Angelia Dunbar is a visionary real estate developer and builder with over 30 years of experience creating thriving communities. With more than 150 homes built across residential and commercial projects, she brings a 360° perspective shaped by her background as a mortgage lender, licensed agent, custom home builder, and developer.
Her mission goes beyond construction—Angelia is dedicated to building affordable, sustainable, and accessible housing that empowers families, strengthens neighborhoods, and fosters generational wealth. From single-family homes to mixed-use and senior living developments, her work centers on equity, inclusion, and long-term community growth.
As the founder of multiple community initiatives, Angelia mentors women in real estate and development, advocates for affordable housing, and partners with city and state organizations to revitalize underserved areas. Guided by faith and purpose, she believes"we're not just building homes—we're building futures."
Angelia Dunbar
How Shared Ownership Works
Our simple 5-step process takes you from application to homeownership with support and guidance at every stage.
Apply & Get Pre-Qualified
Submit your application online in minutes. We'll review your income, credit score, and rental history to determine eligibility.
Find Your Dream Home
Browse available properties in your area or work with our partner agents to find the perfect home that fits your needs and budget.
Purchase 50% Share
Put down just 2.5% of the home value and purchase your 50% ownership stake. We'll handle the paperwork and closing process.
Move In & Build Equity
Move into your new home and start building equity immediately. Pay affordable monthly rent on our 50% share while your equity grows.
Buy More When Ready
When you're financially ready, purchase additional shares or buy out our remaining 50% at fair market value to own 100% of your home.
Ready to Get Started?
The journey to homeownership doesn't have to be overwhelming. Our team is here to guide you through every step of the process.
Eligibility Requirements
Our program is designed to be accessible while ensuring you're set up for successful homeownership. Check if you meet our requirements below.
1Financial Requirements
- Minimum combined household FICO score of 620
- Stable employment history (2+ years preferred)
- Debt-to-income ratio below 45%
- Ability to pay 2.5% down payment
- No bankruptcies in the past 3 years
- No foreclosures in the past 5 years
2Residential Requirements
- Must intend to use as primary residence
- No current home ownership
- Clean rental history with no evictions
- Pass background check
- All household members 18+ must be on application
- Valid government-issued ID
Not Sure If You Qualify?
Take our quick pre-qualification quiz to find out if you meet the basic requirements. It only takes 2 minutes and won't affect your credit score.
Check My EligibilityPayment Calculator
See how affordable homeownership can be with our shared ownership program. Adjust the values below to estimate your monthly payments.